About My Layoff Plan

Why we built this, what it does, and how it works

Plan with clarity instead of fear.

Worried about losing your job to AI, a layoff, or just life's uncertainty? You're not alone. A job loss is one of the most financially stressful events a person can face — and most people face it without a clear picture of where they actually stand.

My Layoff Plan exists to change that. These free tools help you understand exactly how long your money will last if your income suddenly stopped — so you can make decisions from a place of clarity, not panic.

What My Layoff Plan does

We offer three free, connected financial calculators designed specifically for people navigating job loss or preparing for it:

1
Separation Pay
Calculate your true net pay after taxes — severance, PTO, and bonus
2
Cash Flow Runway
See exactly how many months your savings will last
3
Budget Planner
Build a lean budget that stretches your runway — coming soon

Results from Step 1 feed directly into Step 2. No re-entering numbers. No friction. One connected experience from separation pay to runway to budget.

How we built it

🔒
Private by design
Your financial numbers never leave your device. All calculations happen in your browser. Nothing is stored or transmitted.
⚡
No friction
No account required. No sign-up wall. No paywall. Enter your numbers and see results immediately.
🎯
Real-world accurate
State tax rates, COBRA timing, supplemental withholding — we model the details that actually matter.
🔗
Connected tools
Each tool talks to the next. Your separation pay flows into your runway calculator automatically.

Important disclaimer

My Layoff Plan provides informational tools only. Nothing on this site constitutes financial, tax, legal, or investment advice. The calculators provide estimates based on the numbers you enter and general assumptions — they are not a substitute for professional guidance.

Tax rates, COBRA premiums, unemployment benefits, and severance treatments vary by state, employer, and individual situation. We strongly encourage you to consult a qualified financial advisor, CPA, or employment attorney before making significant financial decisions.

Affiliate links on this site may result in a commission to Streamform Solutions LLC at no cost to you. We only recommend products and services we believe are genuinely useful.

Who we are

My Layoff Plan is a product of Streamform Solutions LLC, a company focused on building practical financial tools for real-life situations. We believe that financial clarity should be accessible to everyone — not just those who can afford a financial advisor.

In 2026, AI-driven layoffs and workforce reductions are reshaping careers across every industry. We built this because we saw a gap: plenty of general budgeting apps, but nothing built specifically for the moment someone opens a layoff letter and asks "now what?"

Questions or feedback? hello@mylayoffplan.com

Ready to know your number?

It takes less than 5 minutes. No sign-up. No financial advice. Just your numbers, clearly calculated.

Use the free tools →